I see ads on TV for cruise ships and vacations to beach communities in the Caribbean. You've seen them, too. They all have one thing in common. Everyone pictured having the time of their life is young, fit, and testimonies to extroversion. I cannot relate. Have you ever seen a pudgy, lily-white, Social Security recipient dancing around beneath the tiki torches and scarfing up colorful drinks with little umbrellas in them?
